Cash, not cards
Trying to wring every last buck out of those who run up few charges and pay every bill in full, the credit-card outfits have taken to changing the due date to the last day or so of the month, no doubt trying to catch people out and assess late charges. This is just another reason to keep only a couple of cards or so. It can eat up more time than one would think to reach the person authorized to alter the billing cycle and change the due date back to one that's reasonable for those paid on the last day of the month or the first day of the succeeding month. I guess it's back to carrying the folding stuff, and not much of it.
permalink for 10/25/2006
4 comments
4 Comments:
I, too, pay my bill in full each month. A couple of months ago, my Amazon Visa bill never arrived. Luckily we were able to pay it online several days before it was due. The physical bill arrived 5 days after it was due!
Then a week later a second bill arrived which was due two weeks later. Yes, they'd changed the due date without warning--in effect forcing us to pay the bill twice within three weeks. Fortunately, I'm prepared for this kind of nonsense but I worry about others who scrape by payday to payday.
I don't know whether I ever wrote about it or not at the time, but, after the events of September 11, much mail originating on the East Coast was delayed, sometimes for weeks, and sometimes it included credit-card statements, for which the attempt was made to assess late charges imposed when the bills didn't even arrive before the due dates. In view of the circumstances, card services willingly lifted the fees, but most people didn't even ask to have that done (I asked), which the call-center service reps couldn't quite believe.
The history of perfume goes back to Egypt, although it was prevalent in East Asia as well. Early perfumes were based on incense, not chemicals, so aromas were passed around through fumes. The Roman and Islamic cultures further refined the harvesting and manufacturing of perfumery processes to include other aromatic ingredients.
Thus, the ancient Islamic culture marked the history of modern perfumery with the introduction of spices and herbs. Fragrances and other exotic substances, such as Jasmine and Citruses, were adapted to be harvested in climates outside of their indigenous Asia.
Well, you just need to be very careful about the due dates. banks have the right to change them and there is nothing you can do about.
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